Shelter Humanity

Australian Banks Collect Fraudulent Fees from Deceased Customers | Shelter Crypto | Shelter Humanity | Charity Token Homeless | Charity Coin

 

 

 

Australia’s Banking Sector inquiry reveals massive cheating as banks collect fees for dead customers

 

A national inquiry into misconduct in Australia’s banking industry has revealed profit-driven fraud that has damaged customer trust. The country’s biggest banks were found guilty in making families homeless, charging fees for services that weren’t provided and sometimes even charging dead customers. Through misleading investment advice, they caused hundreds of millions of dollars in losses to their clients.

 

Banks charge fees for no service on Shelter Humanity

 

The Royal Commission, Australia’s highest form of public inquiry was established in 2005. It spent one year investigating misconduct allegations against some of Australia’s largest banks, including the Commonwealth Bank of Australia (CBA), the country’s largest lender. According to Australia’s ABC, the local banking industry has been plagued with wrongdoing issues for over a decade.

 

The report of Commissioner Kenneth Hayne contained 76 recommendations. The government fully supported them. This leaves the financial sector’s most unscrupulous members vulnerable to being taken over by the legislature. Multiple institutions could face criminal charges for charging fees when no service was rendered.

 

Australian Banks Collect Fraudulent Fees from Deceased Customers

 

This report reveals how Australia’s “Big Four” banks – CBA, Westpac and ANZ – cheated their customers out of A$178m (US$126m) in financial advice that they didn’t provide. Customers who died were even charged by banks. The compensation will be shared by wealth managers and major banks, which will total A$850million (US $603million).…

Crypto Gambling

GDAX Enables Euro Trading Markets for Litecoin and Ethereum and Crypto Gambling

 

 

It appears there is a new Litecoin trading pair on the GDAX platform. It is quite interesting to see this addition, considering there has been no official communication. As of last night, GDAX users can trade Litecoin against the Euro. The company also added an ETH/EUR trading market. These are quite interesting additions at this time, to say the least. Then again, European demand for cryptocurrency is growing as of late.

 

GDAX Quietly Adds New Trading Markets

It is always quite interesting to see exchanges add new markets. In most cases, these companies publicly communicate these changes. For some reason, very few people noticed GDAX now supports Litecoin and Ether trading against the Euro. The addition of these markets comes at an opportune time for both cryptocurrencies, though. Demand for Litecoin seems to have hit a bit of a roadblock. Ether, on the other hand, is surging in value.

 

Up until this point, there were rumors about Coinbase adding Litecoin trading. To many community members, that is something to look forward to. That is, assuming it ever happens in the first place. No official listing date has been announced at this time. This leaves room for a lot of speculation regarding the Litecoin price. Over the past few weeks, that price has dropped a bit and remained utterly flat otherwise.

 

Now that Litecoin can be traded against the Euro on GDAX, things are looking up for the silver to Bitcoin’s gold. Being added to another …

Permainan Baru Asik Lewat Sbobet Financial Togel Singapore

 

 

Bisnis forex atau trading saham memang cukup menguntungkan. Namun membutuhkan intelektual serta pemahaman akan dunia saham terlebih dulu jika ingin menekuni bidang tersebut. Apalagi modal yang dibutuhkan cukup banyak.Sehingga hanya orang-orang yang memiliki modal besar yang bermain saham.Jika anda berminat bermain layaknya jual beli saham, namun tidak memiliki modal besar? Anda bias bergabung dalam perjudian sbobet financial. Dimana lewat situs judi sbobet, anda bias mendapatkan keuntungan layaknya jual beli saham. Hanya saja tugas anda dalam situs tersebut lebih mudah disbanding ketika anda melakukan jual beli saham asli.

 

daftar segera di sbobet dengan minimal deposit 50rb dan mainkan berbagai games online kami menerima transaksi via atm bank BCA, BNI, BRI, Danamon, Cimb Niaga dan Mandiri

 

Dalam permainan judi sbobet saham, para pemain hanya bertugas melakukan prediksi. Ya, sama halnya dengan permainan judi sbobet lainya. Dimana pemain harus memprediksi pergerakan harga saham dari sebuah jenis jual beli. Dengan prediksi yang tepat, pemain akan mendapatkan keuntungan menang dalam jumlah besar Togel Singapore tergantung dari besarnya pertaruhan. Untuk anda yang ingin bergabung dalam perjudian tersebut, bias segera mendaftarkan diri pada situs Bandar judi sbobet. Dengan keanggotaan situs sbobet yang anda dapatkan, barulah anda bias meletakkan pertaruhan dalam permainan judi saham sbobet online.

 

Gambaran Judi Sbobet Financial

Memang perjudian sbobet financial ini termasuk jenis perjudian baru.Dimana sampai saat ini baru situs Bandar sbobet saja yang membawakan permainan ini dalam situs judinya. Bias anda buktikan sendiri dengan melihat permainan judi di situs Bandar judi lainnya. Karena tergolong baru, sehingga masih sedikit …

Smokeless nicotine

State smoking bans putting pressure on coffers and Smokeless nicotine

Roland Henkel quit smoking in September and has been doing the math ever since: A week added to his life. More than 2,100 Marlboro Lights he hasn’t smoked. And more than $400 he didn’t spend on cigarettes.

“It does add up,” said Henkel, 53. “You don’t think about it when you’re smoking so much.”

The state of Minnesota has been doing the math, too, and isn’t quite as delighted.

Because of quitters like Henkel, Minnesota’s tobacco tax revenue is expected to go into a gradual slide later this year — a drop that may grow even steeper with the expected passage of a statewide smoking ban.

Across the country, states are putting their treasuries under pressure by adopting smoking restrictions as well as higher cigarette taxes, which appear to be discouraging people from lighting up, as many health activists had hoped would happen.

State Sen. David Tomassoni, a Democrat who opposes a statewide smoking ban, said he worries about lost tax dollars.

“The taxes on smoking are being used to fund education, they’re being used to fund health care, they’re being used to fund real things. Now, if we eliminate smoking, does it mean that those things go away?” Tomassoni said.

Opponents of smoking don’t mind if the take from smokers falls.

“The wonderful thing about tobacco revenues is when they go down, there’s less smoking,” said Eric Lindblom at the Campaign for Tobacco-Free Kids in Washington.

It is clear that states could see some medical savings from reduced smoking, …

Energy nutrition

Brief Guide To Different Energy Drink Ingredients and Energy nutrition by Vimgo

 

It is possible that some of the ingredients in your favorite drink could harm you. It may not be apparent right away but in the long term there could be some detrimental effect. The best thing is for you to be aware of the drawbacks and side effects of all common energy drink ingredients then take a call on whether you need to give up stamina drinks completely. Or just switch to a brand that is less risky.

 

These drinks generally are made up of a combination of sugar, amino acids, antioxidants and other such ingredients. Each brand uses its own combination and has a formula that decides the quantities of the substances used.

 

Stimulants: Caffeine falls into this category. Caffeine excites the senses and makes you feel alive. That is why coffee is such a popular wake up drink in the morning. Caffeine is present in quantities between 70 to 200 mg in coffee, coca cola, Red Bull and several other drinks. In moderation, it is fine but excessive amounts can increase the heart rate and blood pressure. It can also cause excessive loss of fluids by the body.

 

Guarana is Energy nutritionsourced from South America and it also makes you feel more energetic based on account of the theobromine and theophylline it contains. Yerba mate from the holly family is also a well-known natural stimulant.

 

Sweeteners: Both natural sweeteners such as glucose and sucrose and artificial sweeteners such as Aspartame, Splenda, otherwise referred to as Sucralose and

Togel Hongkong

Togel Hongkong  – Card Counting in Blackjack

 

 

Blackjack is a game that is geared to the house or dealer in a variety of ways. A player must go first and if they go bust their stake goes to the dealer even if he or she subsequently goes bust. Players have always tried to find a way to beat the system and card counting in blackjack is one of the most common strategies used.

 

Card counting is a system or strategy used mostly in blackjack games, it takes a lot of practice to do however it can be used in other card games. The principal of card counting has been around since live blackjack started, and as soon as the game moved online as soon so did the card counters. Card counters try to memorise the cards that have come out so they can lower the casino edge by having a good clue which card will come out next, hoping to eventually memorise the order of each card in the deck. For example knowing if all of the high cards already been dealt out would logically lead you to believe the remaining cards are of lower values.

 

Card counting was often easier during an online game as no one was watching you as long as you are quick to memorize the card or write it down – games give a limited amount of time to respond with hit or hold. Many have used this to their advantage and learned online before taking their skills …

2022 Wall Calendars

Short Sided Round Robin Format For Basketball And Soccer in 2022 Wall Calendars

 

 

A garage organizer system is extremely important to make sure that your garage stays clean and well organized. There is no more important part of your house than your garage. Therefore, why do so many home owners find their garage to be the messiest portion of the home? The reason is that, because it’s is so big, they feel they are a liberty to dump all their unwanted possessions there in order to clean up the rest of their house. Unfortunately, the garage is usually the area that your visitors will see first upon arriving. You know you need to get it organized…but how? Here are some simple yet incredible effective tools and tips that will enable you to keep your garage organized and looking spotless. First of all, as with any organizational endeavor, whether it be your closet, cabinet, etc, discard any items you will not be using.

 

Most people’s organizational problems stem from their inability or unwillingness to get rid of items they know they will not be using. They tell themselves that they might use the item again at some point. However, that day never arrives. Leave nothing untouched. If you don’t believe you will be using the item within the next year or so, get rid of it immediately! The next step is to repair cracks in the garage walls. Basketball love? Check out 2022 Wall Calendars

 

Wall cracks can cause the garage, even an otherwise clean one, to appear disorganized and …

thoptv live

You’ll Supply Us Tips On Ipl Match Live You Must Know thoptv live

 

If You Wish to View Sony Six Live Cricket HD and Star Sports 1 Live, Subsequently Go to the Below page to Streaming Online at No Cost. So next time that you need to hook up yourself about the IPL Match reside streaming, and you cannot visit the scene, as gutted because you might be (we know that your annoyance ), we have quite generously supplied you’ll all the data you may want regarding the Finest of Indian Premier League. Since here, we’re likely to detail the fascinating cricket match in the world, the Premier League. It is about this terrific program, in which you can freely enjoy it with Live Smartcric Cricket Streaming. View Sony’s six live championship games, play online, show, World Cup, T20, IPL, PSL, BPL, along with other forthcoming series. It is possible to watch your beloved Match And Cricket show on Sony Six TV stations, including Cricket World Cup 2023, T20, IPL, BPL, PSL Live, along with the rest of the games.

Hence, the six Sony will reside broadcasting all of the matches which India will take part in. Sony Six is a station of Indian National Television, where it is possible to watch sports movies and internet live cricket games at no cost. Sony has got the maximum air rights in Indian cricket games. In comparison with other famous Indian cricket sports stations, it’s fewer advertisements and remaining time. Additionally, this station broadcasts Longer Sports Like Hockey, Soccer, Fifa, Tennis, and softball thoptv

binance kickback

CFO & Co-Founder of CES Cashback

 

 

The Financial Management Honcho!

 

Unlike Robert, Julien Petra grew up in affluence in London. He is the son of a onetime leading investment banker in the UK, and he showed signs of following after his father right from the onset.

 

Julien endeavored to understand the business world from a tender age. He decided to follow in his father´s footsteps when he was just an adolescent, and his goal was to take the position of his father when the old man eventually retired!

 

Julien is passionate about numbers and knows how to deal with them. He studied in a private school and his father provided him with every financial resource so that he’d one day emulate his role model. At 18, he enrolled to study Economics with a focus on Banking and Finance. His fierce ambition drove him to complete internships in England and abroad from a very early age.

 

After graduation, Julien worked in the banking industry as an asset management executive. He started in a different bank from where his father worked. He wanted to get to his father’s position and probably outdo him but on his own and not relying on his father’s connections. His plans worked just as well! After only 6 years, Julien had attained a position of high responsibility. He remained in the said position for another two years before his exploits and knowledgeability attracted the attention of his father.

 

Soon, he was the executive director of the …

Crane Truck Hire Sydney

HELPFUL MOVING TIPS FROM HAPPY TRUCK REMOVALS  IN SYDNEY | Crane Truck Hire Sydney

 

 

MOVING TIPS AND HELPFUL CHECK LISTS

Here, we offer the people of Toowoomba guides to loading and moving tips, based on over 20 years of experience in the moving industry. Ultimately, you are responsible for the way in which you load the truck, so please use our guides as a suggestion only. With our expert advice, moving tips, modern truck and experienced driver, we are sure to make your move a happy move.

 

LOADING SUGGESTIONS:

Place standard sized packing cartons across the front of the truck to make a loading platform where awkward lounge suites can be placed.

Load the largest items onto the truck first, keeping them upright. Make sure you balance the truck by placing heavy items on opposite sides.

Use furniture padding to protect wooden surfaces and corners. Furniture padding is included with our truck at no extra charge.

Next, move longer items onto the truck, including mattresses, long mirrors, headboards and table tops. Place these items against the longest walls of the truck to keep them upright and to save space. Then use mattress covers or furniture padding to protect your mattresses.

 

Dissemble bed frames and tape pieces together before loading onto the truck. Keep all nuts and bolts in a container so you don’t lose them.

Use the large and heavy boxes to fill any cavities beneath tables, under desks or any similar items. More about Crane Truck Hire Sydney

 

All light boxes can be stacked on top of heavier …